Spend with intention, save without stress.
Track spending, plan bills and build a cushion. Manual entry by default, optional bank import when you want it.
Free to try. No card required.
What you get
Capture every spend
Add an expense from a widget or a notification right after you pay, before you forget what it was for.
Budgets per category
Set a monthly limit for groceries, eating out, transport and anything else. A bar shows what is left at a glance.
Upcoming bills
See how much is committed before payday so the number left to spend is the real one.
Savings goals
Round up spare change or set a fixed amount. Either way the goal moves every month without you thinking about it.
How it works
- 1Start with what comes in and what always goes out.
- 2Set limits for the categories you choose.
- 3Record purchases right after you pay.
- 4Check the summary and adjust next month.
About Ledgerly
Budgeting fails when it demands perfection. Our approach is simpler: know roughly what comes in, decide what the important categories may cost, log spending as you go and look at the month once it is over. The app makes each of those steps a few taps, shows the number that matters, which is what is safe to spend today, and never lectures. Manual entry is the default because it keeps you honest; bank import is there when you want less typing.
Frequently asked questions
Can I share a budget with someone?
Yes. Invite a partner or roommate to a shared budget while keeping your personal categories to yourself.
Which currencies are supported?
All major currencies, with daily exchange rates for accounts held in more than one. Totals are shown in the currency you choose.
Do I have to connect a bank account?
No. Ledgerly works fully with manual entries. Bank import is optional and read-only, and you can disconnect it whenever you like.